Windows · Free download · Debt Reduction
helps you get you out of debt fast by formulating a repayment plan that shortens your payoff time and saves you money in interest payments.
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Overview
helps you get you out of debt fast by formulating a repayment plan that shortens your payoff time and saves you money in interest payments.
In depth
You can choose from seven different payment strategies, which include: annual percentage rate, quick elimination, lowest balance first, highest balance first, lowest payment first, highest payment first, and a custom arrangement.
Zilch also lets you pick a debt free date and then creates a payment schedule based on how much extra money you will need each month.
You can even perform "what-if" calculations. For example: How much would I save if I added an extra $10 a month to my credit card payment? How long would it take to pay off my mortgage if I added an extra $100 a month?
Zilch also features a loan calculator, investment calculator, customizable background colors, 3D graphs for interest and time comparisons, the ability to choose your currency symbol (US dollar sign or Imperial pound sign), and more.
Verdict
Zilch Standard runs on Windows 95/98/Me/NT/2000/Windows 10/11 and is available under the Shareware license — the installer is 1 MB. We’ve catalogued it under Debt Reduction.
At a glance
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