helps you get you out of debt fast by formulating a repayment plan that shortens your payoff time and saves you money in interest payments.
You can use any combination of credit cards and loans, including home mortgages. You simply enter the creditor's name, annual percentage rate, current balance, and minimum monthly payment for each debt, and Zilch does the rest. It analyzes your data, performs hundreds of calculations, and then determines the best method for paying off your debts. You get a personalized monthly payment schedule, tailored to your budget, that forecasts when you will be completely out of debt and shows you exactly how much to pay each creditor each month.
Zilch also lets you perform "what-if" calculations. For example: How much would I save if I added an extra $10 a month to my credit card payment? How long would it take to pay off my mortgage if I added an extra $100 a month?
Zilch runs on
Windows 3.1
and is available under the
Shareware
license
— the installer is 413 KB.
We’ve catalogued it under
Debt Reduction.
✓
Verified clean. Every Zilch build on SoftLookup is scanned for viruses, spyware, adware, trojans and backdoors. We re-test on every update.
Help fellow users decide. Share your experience with Zilch.